What we could confirm, state by state
| Program | Status | |
|---|---|---|
| New South Wales | Home Energy Saver loans: interest-free, up to $15,000, and a wall charger and switchboard upgrade are both eligible | Open with no closing date, as at 26 October 2026 |
| New South Wales strata | EV ready buildings grant, for apartment buildings with 10 or more apartments | Closed: Stage 2 closed on 8 October 2025 |
| ACT | Sustainable Household Scheme loans, which include EV charging | Listed as eligible in the scheme's September 2026 FAQ |
| Western Australia | Charge Up EV Charging Grants, for not-for-profits, businesses and councils rather than households | Round 3 closed on 30 June 2025, with no further round mentioned |
| Victoria | No current home charger program we could confirm | Check Solar Victoria |
| Queensland, SA, Tasmania and the NT | No current home charger program we could confirm | Check your state's energy department |
NSW Home Energy Saver loans
These are zero-interest loans of up to $15,000, repaid over up to 10 years, for approved energy saving upgrades. A wall charger (what Energy NSW calls a Level 2 charger) and a switchboard upgrade are both on the approved list.
The loans are for property owners, landlords included, who are Australian citizens or permanent residents with a combined taxable household income of up to $210,000 a year.
The program guidelines require any electrical work to be done by an electrician with a current NSW electrical licence, following AS/NZS 3000. As at 26 October 2026, the official page says applications are open with no current closing date.
The ACT's Sustainable Household Scheme
The scheme offers loans of $2,000 to $20,000 at 3% interest, with up to 10 years to repay and no upfront costs or fees. EV charging infrastructure is on its list of eligible products, and its September 2026 FAQ uses a household installing an EV charger as an example.
It's for ACT residents who own a home, or who hold a current driver licence for electric vehicle loans. You need to meet the lender's credit criteria and attend a free one-hour workshop. Home Energy Support participants get zero-interest loans instead of the 3% rate.
If you applied or were approved before 1 July 2026, you're capped at $15,000 over the life of the scheme.
Apartments and strata in NSW
The EV ready buildings grant helped strata buildings with 10 or more apartments put in shared charging. Its Stage 2 grant co-funded 80% of eligible charging infrastructure, up to $80,000 per building, but applications closed on 8 October 2025 once the program reached its funding allocation.
For now, you need strata approval to install a wall charger in an apartment. On 16 October 2026 the NSW Government announced that Parliament had passed a bill giving owners the right to install EV charging on their own lot without unreasonable objection from the strata committee. The announcement didn't give a start date.
Victoria and the other states
We couldn't confirm a current Victorian program for home chargers. Solar Victoria's EV-ready page, updated in March 2026, doesn't mention a charger rebate, but no official page we found says there isn't one, so check Solar Victoria before you buy.
Western Australia's Charge Up grants were for not-for-profits, small and medium businesses and councils, not households, and Round 3 closed on 30 June 2025.
We haven't confirmed a home charger program in Queensland, South Australia, Tasmania or the NT, or a federal one. That's a gap in what we could check, not proof there's nothing on offer. In South Australia, SA Power Networks said in September 2026 that it no longer needs to approve a home charger that isn't vehicle-to-grid capable.
Before you apply for anything
Check you're eligible
Read the program's own rules on who qualifies, and on timing, before you book any work.
Get a written quote from a licensed electrician
Ask for the charger model and any switchboard work to be listed separately, so it's clear what the loan is covering.
Check the charger
Energy NSW says to use only chargers carrying the Regulatory Compliance Mark (RCM), and to get quotes from licensed electricians with EV charger experience.
Sort strata first
If you live in an apartment, get strata approval before you commit to anything.
What you can do, and what needs an electrician
You can
- Check eligibility and apply for the loan.
- Choose a charger that carries the RCM.
- Get strata approval if you're in an apartment.
- Charge from a normal power point with the car's portable cable while you wait, if your car came with one.
Leave to a licensed electrician
- Installing a wall charger.
- Upgrading the switchboard if it needs room.
- Telling the network where it's required, as Ausgrid and Endeavour Energy ask in some cases.
- Issuing the compliance certificate.
How we'd play it
In NSW, we'd look at the Home Energy Saver loan before anything else, especially if the switchboard needs work too, since both are on its approved list. In the ACT, the Sustainable Household Scheme does a similar job. Everywhere else, we'd plan the charger on its own merits and treat any program that turns up as a bonus, not the reason to buy.
Want a specialist to sort it?
Tell us the job and your postcode. We match the licence-checked local electrician who does this kind of work, and they call you. No ring-around, and your number goes to them alone.